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The Treasury and the Data Standards Body have published papers on design options for a peer-to-peer model and joint accounts. Feedback on these papers will inform the development of draft CDR rules and standards.
The wireframes published on this page accompany each paper as visual aids for certain concepts, proposals, scenarios, and queries. These wireframes are intended to provide stimulus and should not be interpreted as final policy positions or proposed implementations.
To provide feedback on the wireframes, or to refer to the wireframes in a submission, participants should specify the flow number and the numbered component. For example, referencing 1.1.3 would specify the first joint account wireframe where a consumer selects which accounts they would like to share before they authorise the disclosure of their data.
1. Joint accounts
|All joint account flows||View Miro board|
|1.1 Authority to transact = authority to share | Pre-approval||View PDF|
|1.2 Authority to transact = authority to share | Co-approval||View PDF|
|1.3 Joint account treated as an individual account (optional)||View PDF|
|1.4 Account holder B (AH-B) removes approval||View PDF|
|1.5a Account holder A (AH-A) changes disclosure option||View PDF|
|1.5b Account holder A (AH-A) removes disclosure option||View PDF|
2. Energy: Peer to peer (P2P) | Consumer Accounts
|All energy flows||View Miro board|